DXC Technology, Ripple partner to bring blockchain to core banking
VIRGINIA and CALIFORNIA, UNITED STATES — In a move to bridge traditional finance and digital assets, DXC Technology has partnered with Ripple to embed institutional blockchain capabilities directly into its widely used Hogan core banking platform.
The integration should deliver a smooth path for hundreds of financial institutions that handle more than $5 trillion in deposits to offer regulated digital asset custody and payment services without substituting their current mission-critical platforms.
“For digital assets to move into the financial mainstream, institutions need secure custody and seamless payment capabilities,” said Sandeep Bhanote, Global Head and General Manager of Financial Services at DXC Technology.
Seamless legacy–blockchain integration for banks
By integrating Ripple’s enterprise-grade solutions directly into DXC’s Hogan platform—which already supports 300 million accounts globally—the collaboration creates a functional bridge.
“Our work with Ripple brings those capabilities together in a way that allows banks to engage in the digital asset ecosystem without changing their core systems, connecting traditional accounts, wallets, and decentralized platforms at enterprise scale,” said Bhanote.
This approach directly addresses a primary barrier to institutional adoption: operational risk. Financial institutions can leverage Ripple’s licensed payments solution for cross-border flows and its dedicated custody platform to secure digital assets, stablecoins, and real-world assets (RWA).
The solution is designed to deliver programmable payments, tokenization, and asset transfer, all while maintaining the integrity and reliability of the proven Hogan core banking environment.
As Joanie Xie, Vice President and Managing Director, North America at Ripple, notes, “Our partnership with DXC brings digital asset custody, RLUSD, and payments directly into the core banking environments institutions already trust.”
From pilots to production at enterprise scale
The initiative signals a shift from pilot projects to the production-level deployment of blockchain technology within mainstream finance.
By providing last-mile connectivity, the DXC-Ripple partnership is positioned to help banks move beyond experimentation into real-world implementation.
The integrated offering is tailored for regulated use cases, providing the necessary compliance and security foundations required for institutional activity.
Furthermore, the collaboration extends its impact by simplifying the landscape for fintech companies. These innovators may need complex banking relationships to provide compliant services; this combined core banking solution could support those relationships.
Therefore, the collaboration not only empowers traditional banks but also enhances the capabilities of the entire ecosystem to deliver practical financial services on a global blockchain platform.
Xie concludes, “Together, we’re enabling banks to deliver secure, compliant digital asset use cases at enterprise scale without disruption.”
DXC Technology ranked #27 in the OA500 2025, an objective index of the world’s top 500 outsourcing companies. The 2026 edition of the OA500 is expected to be released in March.
